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Rates

Vehicle Loans
Loan Type APR as low as*
New Car or Truck 6.39%
Used Car or Truck 6.49%
Payment Saver (Lease Alternative) 7.89%
New Motorcycle 7.99%
Used Motorcycle 8.24%
Specialty Vehicle Loans
Loan Type APR as low as*
New RV 8.24%
Used RV 8.49%
New Boat 8.24%
Used Boat 8.49%
Credit Cards
Loan Type APR
Visa Gold 9.90%
Secured Visa 9.96%
Personal Loans
Loan Type APR as low as*
Unsecured Personal Loan 12.40%
Share Secured Loan Share Rate + 2.50%
Certificate Secured Loan Certificate Rate + 2.50%
Overdraft Line of Credit 16.00%
Real Estate Loans
Loan Type APR as low as*
First Mortgage 7.44%
Second Mortgage 8.44%

Rates Effective as of 10/1/2023. *Rates vary by individual credit score and may vary by the term of loan, and are subject to change.

Primary Savings
Balance APR APY*
$100 - $10,000 0.07% 0.07%
$10,001 - $20,000 0.12% 0.12%
$20,001 and up 0.17% 0.17%
Special Savings (Share 30)
Balance APR APY*
$100 - $10,000 0.07% 0.07%
$10,001 - $20,000 0.12% 0.12%
$20,001 and up 0.17% 0.17%
Club Accounts
Account Type APR APY*
Vacation Club 0.07% 0.07%
Holiday Club 0.07% 0.07%
Checking Accounts
Balance APR APY*
$5,000 and up 0.05% 0.05%
Share Certificates
Term Minimum APR APY*
182 Days $500 2.50% 2.53%
12 Months $500 3.00% 3.04%
12 Month Payroll Deduction $25 3.00% 3.04%
18 Months $500 3.25% 3.30%
24 Months $500 3.50% 3.56%
60 Months $500 4.00% 4.07%
IRA Share Certificates
Term Minimum APR APY*
12 Month Payroll Deduction $25 3.00% 3.04%
18 Months $500 3.25% 3.30%
24 Months $500 3.50% 3.56%
60 Months $500 4.00% 4.07%

Rates Effective as of 2/21/2024. *APY = Annual Percentage Yield. Rates are subject to change.

Early withdrawal penalites may reduce earnings on Certificate Accounts.